ACI Worldwide Unveils ACI Connetic: A Game-Changing Cloud-Native Payments Platform Revolutionizing the Industry
At EBAday 2025, ACI Worldwide (NASDAQ: ACIW), a trailblazer in global payments technology, announced the launch of ACI Connetic, a transformative, cloud-native payments hub designed to redefine how banks and financial institutions (FIs) process payments. For the first time in the industry, ACI Connetic unifies account-to-account (A2A) payments, card payments, and AI-driven fraud prevention on a single, unified platform. This innovation simplifies, accelerates, and reduces the cost of modernizing payments infrastructures for banks and FIs worldwide.
A Unified Solution for Modern Payment Challenges
The payments landscape is evolving rapidly, with increasing complexity, emerging technologies, and shifting regulatory requirements. To address these challenges, ACI Connetic consolidates traditionally siloed payment systems into a centralized platform capable of processing all payment types. This includes critical payment capabilities such as:
- Swift cross-border payments
- RTGS payments, including Target2
- SEPA Instant RT1 and TIPS payments
Additional capabilities are already in development, ensuring that ACI Connetic remains future-proof and adaptable to the ever-changing demands of the payments ecosystem.
According to a recent report by Datos Insights, centralizing payment processing is no longer optional for banks seeking to remain competitive. The report highlights the benefits of a centralized approach, including streamlined operations, reduced complexity, enhanced efficiency, and accelerated business growth. ACI Connetic aligns perfectly with these recommendations, empowering financial institutions to modernize their infrastructures while delivering superior customer experiences.
Empowering Financial Institutions of All Sizes
Designed to meet the needs of modern banking, ACI Connetic offers unparalleled scalability, resilience, and security. Its modular architecture and open APIs simplify integration with existing systems, enabling faster deployment and quicker time to value. This makes it an ideal solution for financial institutions of all sizes, particularly those looking to modernize quickly and cost-effectively without compromising enterprise-grade capabilities.
“ACI Connetic is not just a new product—it’s a new standard for how banks must operate in the digital economy and approach payments transformation,” said Thomas Warsop, President and CEO of ACI Worldwide. “In an era of increasing payments complexity, technological advancements, and regulatory changes, ACI Connetic empowers financial institutions to unlock new revenue opportunities, ensure compliance, and drive growth and financial inclusion.”
Collaboration with Global Payment Systems
ACI Worldwide is collaborating with some of the world’s leading clearing and settlement systems to integrate their payment capabilities into ACI Connetic. These include:
- Bank of England
- Pay.UK
- European Central Bank (ECB)
- EBA Clearing
- Stet
- Swift
- Federal Reserve
- The Clearing House
This collaboration ensures that ACI Connetic supports the most widely used payment methods globally, providing banks with a comprehensive and future-ready solution.
Built for Scalability, Intelligence, and Resilience
ACI Connetic is engineered to empower banks to reduce complexity, accelerate product innovation, and deliver new solutions to customers at unprecedented speed. Its cloud-native architecture ensures scalability and resilience, while its AI-driven fraud prevention capabilities enhance security and trust in every transaction.
“We built ACI Connetic to give banks a future-proof foundation to meet the ever-increasing demand for faster, smarter, and more secure payments,” said Scotty Perkins, Head of Product for Banking and Intermediaries at ACI Worldwide. “By combining scalability, intelligence, and resilience, ACI Connetic enables banks to transform their payment operations and deliver innovative solutions to their customers faster than ever before.”
Gaining Traction Across Europe and the United States
Since its introduction, ACI Connetic has been gaining significant traction among financial institutions in Europe and the United States. Its ability to streamline payment operations, reduce costs, and accelerate innovation has made it a preferred choice for banks looking to stay ahead in an increasingly competitive market.
Showcasing Innovation at EBAday 2025
ACI Worldwide will be showcasing ACI Connetic at EBAday 2025, Europe’s premier summit for payments and transaction banking executives. Attendees will have the opportunity to explore the platform’s capabilities and learn how it can help their institutions navigate the complexities of modern payments.
Why ACI Connetic Matters for the Future of Payments
As the payments industry continues to evolve, financial institutions need solutions that can adapt to new challenges and opportunities. ACI Connetic addresses this need by offering a unified, cloud-native platform that simplifies payment processing, enhances security, and accelerates innovation. By centralizing payment operations, banks can reduce costs, improve efficiency, and deliver superior customer experiences.
For banks and FIs looking to thrive in the digital economy, ACI Connetic represents a transformative step forward. It empowers institutions to embrace the future of payments with confidence, unlocking new revenue streams and driving financial inclusion on a global scale.
Redefining Payments Transformation
With the launch of ACI Connetic, ACI Worldwide is setting a new standard for payments transformation in the digital age. By unifying A2A payments, card payments, and AI-driven fraud prevention on a single platform, ACI Connetic simplifies modernization, reduces complexity, and accelerates innovation for financial institutions worldwide.
As the payments landscape continues to evolve, platforms like ACI Connetic will play a critical role in helping banks and FIs remain competitive and deliver exceptional value to their customers. Whether you’re attending EBAday 2025 or exploring solutions for your institution, ACI Connetic is a breakthrough innovation worth watching.
Stay tuned as ACI Worldwide continues to lead the charge in revolutionizing the payments industry with its cutting-edge technology and visionary approach.
